Klarna Important Information

Before proceeding with Klarna as a payment option, please take note of the following important information:

 

Credit Approval: Klarna’s payment options are subject to a credit approval process. This may include a credit check, which may impact your credit score. Please note – missed or late payments can be reported to credit bureaus, potentially impacting on your credit score and future borrowing ability.

Financial Planning: Please consider your financial situation carefully before opting for Klarna. Only use this service if you are confident in your ability to make timely payments. Klarna allows you to “buy now, pay later,” but failing to manage your payments can lead to financial difficulties. Please ensure you meet the repayment schedule before committing.

Interest & Fees: Depending on the chosen payment plan, interest and late fees may apply. Please review Klarna’s terms for details specific to your purchase.

Repayment Obligations: You are responsible for making payments according to the agreed schedule. This includes cases of dissatisfaction with the product or delays in returns. Missing payments may result in additional fees, collection activities, and could affect your credit rating.

Late Fees & Penalties: Missing a payment can result in late fees, penalties, and increased costs. These fees may accumulate and affect your ability to use Klarna in the future.

Third-Party Service: Klarna is a third-party payment service provider, independent of SR Supply Chain Consultants Ltd and we do not have control over their payment policies or decisions. Any issues related to the payment plan, including disputes or changes, should be addressed directly to Klarna.

Refunds & Returns: In the event of a return or refund, Klarna may adjust your payment schedule accordingly. Please note, the refund process may vary depending on Klarna’s policies.

If any refunds are processed after 180 days, they will be handled outside of Klarna. Please note that any interest or fees charged by Klarna will not be refunded as part of this process.

Account Information: Ensure your Klarna account details are accurate and updated. You are solely responsible for any consequences resulting from incorrect information.

 

By choosing Klarna, you acknowledge and agree to their terms and conditions. We recommend reviewing Klarna’s full terms at https://www.klarna.com/uk/terms-and-conditions/